In Business You Must Talk, Not Bark!

I live to please my masters!I love doing this!If they are happy, I'm happy!Pleasing them doesn't take much.Wagging my tail in front of them, usually do the trick, or moving my cute face to the side.They always go: Ahhh!I do this three or four times a day only.I don't want to spoil them.You know how spoiled humans are, you give them a tail and the next thing, they want your bone.

I'm very protective of my bones.

My only bone to pick with them is when I bark.They hate when I start barking a lot, they say there is no need to shout, shouting is bad!Sometimes I ask myself, so how do I make a point without barking?This is a learning experience for me.

They try to help me overcome this minor weakness by telling me stories about social media and how people behave online.

Actually they were telling me the other day that the same thing happens in the Social media environment.People want to be noticed, to have their business noticed and instead of talking they start to shout.This is not the right approach.People there get really mad when other people start shouting at them.

You need first to listen to the conversation going on and then start giving your two cents in that conversation, start talking to people about your point of view.Never shout to everybody and just talk about yourself.Start advertising what you do without paying attention to what people are talking about.That is as annoying as a dog barking non-stop.

Talk to people after you listened to then and when people start listening to you, you then, take the ball and start running with it.

Boy, am I good at that!

I tend to forget and not bring the ball back.It is so fun, but then, there is no ball for them to throw so I can go fetch.

Same thing online, the conversation needs to be non stop and with both sides participating.

It sounds so simple, but sometimes when you have the ball is so hard to give it back!

Eventually, we all learn.I did, so can you.

The market place is a dog-eat-dog world.You need to be smart like me if you want to succeed, and you need to be authentic.This is a point I have no problems with.I'm always 100% myself.My tail doesn't lie.I can't wag it if I'm not happy.

Today, you need to be the leader of the pack to succeed.We need leaders, we need business leaders.We need leaders that have something unique to offer.

You can't just roll over and play dead anymore, anyone can do that.What is unique about you and your business?

I'm a white schnauzer.Most schnauzers are salt and pepper, but not me.I stand out from the crowd.I made no effort to be white, I was born that way and this helps, but I've developed some techniques to be more unique and get my audience to do what I want.

When I go to the park, I approach other dogs, put my behind into the air and invite them to run with me.I always lead them.I don't just go and sniff their butts, I have my own way of making contact and get them to do what I want.

How do you approach your prospects and get them to act?

These are very important questions that you need to sink your teeth into.

One last thing I need to tell you: You need to be protective of your market, you need to defend your position.I make sure I know where each of my toys are and never let anyone touch them without my permission.I also like to sniff out information about what is going on in the house and make sure they notice me.I'm on top of things.Well, maybe not literally, because if I go on top of real things in the house, they get mad at me.You should do the same.

Don't think that just because they noticed you yesterday, they will remember you today.Make sure you are always in touch.Be loyal and faithful to your audience always.It pays off.By being loyal and faithful to their owners, dogs are known to be man's best friend.If you consider all the animals in the world, that is very good positioning for dogs.

We reached this point by being consistent in being loyal and faithful.Are you consistent in your business efforts?See, there is a lot of things you can learn from dogs.Does this discovery make your happy?I'm happy!

About the Author

Nashlah Boyayan (and her dog Apple) is a marketing advisor with BuzzBooster.

She specializes in social media marketing.Get a FREE e-book on online promotion at: http://www.buzzbooster.com

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If You Want Safety, Its A Fix!

Fixed rate mortgages are very straightforward.At the beginning of the mortgage agreement, the agreed interest rate is fixed and it then is applied throughout the term, or length, of the mortgage.A large proportion of fixed rate mortgages are arranged for a term of two or three years, although its possible to go for a longer time-span.The problem with fixing an interest rate for any longer than three years or so is that if you need to move before the end of the period, or you find a cheaper deal, a considerable early repayment charge could be implemented.If interest rates drop, you're still left paying a higher rate than your neighbours with newer fixed rate loans or more flexible ones.

If you were equipped with a crystal ball you could avoid these pitfalls, but in the meantime you can only hope that rates will stay at the current level or higher then you'll be the one to gain.There's a point to watch out for, though.The term of your mortgage can go by remarkably quickly.About six months before the end of your mortgage agreement, you need to look around for another deal.This may be with your current lenders or a new one, but if you don't have another offer in place, you'll be transferred to your lenders SVR or standard variable rate which will, in all probability, be in excess of what you've been paying.

There are several alternatives too many to list, but one example would be an interest-only mortgage.Here you pay nothing not a penny - off the actual debt, just interest on the loan for a set period.At the end of the term, historically speaking, your property should be worth a great deal more than you originally paid and you're left with enough collateral to pay off the loan.No-one can know just what the property market is going to do, of course, but if you look back to what your property was worth some twenty years ago, the original amount you borrowed is going to look quite insignificant, compared to today's value.

If you are open to some ups and downs, you could consider a Standard Variable Rate (SVR) mortgage.This is a very simple mortgage product linked to the base rate of the Bank of England normally its interest rate is around two percentage points above base rate.The Bank of England rate can change at any time and lenders will broadly follow this.However there is nothing to enforce this and a rate reduction doesnt automatically mean that your rate comes down immediately, and whilst lenders can be expected to follow this, they are not forced to do so.Almost certainly, when they rise, they'll act much more quickly!

The way to be guaranteed that you can follow the base rate exactly is to take out a Tracker mortgage.The usual rate is up to a per cent above Bank of England base rate, which will be followed precisely.Some lenders specify that a minimum rate is applied, known as a collar, and the rate wont fall below this, although many lenders have now dropped this stipulation.

There's no need to worry about trawling through the options.The help you need is there on-line an independent broker will do all the work for you and consider what you really need.They will search a very wide market to come up with some excellent options to find the right product for you.

About the Author

Interested In getting a quote on Cheap Mortgages?

Please Visit the Mortgage-Merchant for more information and other resources.Our sister site Brokers Online offers cutting edge articles and information about cheapest mortgages and other financial products.

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Basic Home Business Startup Costs

The advantage of working from home is that you liberate yourself from the daily routine of a 9 to 5 job.You save commute time and cost, you set your own schedule, and you work for yourself.The flipside, however, is that the entire burden of paying the new business expenses will fall on your shoulders.However, after weighing the pros and cons, you will discover that working from home is far more profitable in the long run.

Generally, you cannot start an online home business for free but you can minimize your start-up costs.Once the business is up and running and you are producing sales, you want to invest more money into it by paying for advertising, updating your website, or purchasing a new computer program.But with careful planning, starting up a home business can lead to great success rather than immediate loss of income.

Here are some basic startup costs that should be considered when starting a home based business:

1.

Office space and supplies - running a home based business allows you to set up an office in any corner of your home without having to pay additional rent or utilities.This one aspect makes running a home based business much cheaper than working outside the home.But you may need to spend some money on organizational items to make your business run smoothly.

2.Computer - even if you work in direct sales, having a computer is a necessity to keep track of your orders and keep in touch with your clients.If your desktop has older software, consider updating the software or investing in a laptop that will only house your business records instead of the kids' computer games.

3.Internet connection - it's virtually impossible to run a successful home business with a dial up connection, so investigate the cost of getting a DSL or cable based internet connection.

4.Marketing materials - even online businesses need marketing materials such as business cards, a website, and a professional logo.Invest in these staple materials and you can always expand or improve them as your sales and income increase.

5.Miscellaneous costs - clothing, gas, catalogs, and postage costs are most often found when working in direct sales or with selling at auctions.These sometimes little charges can add up very quickly if you don't plan for them.

Cost is a major consideration in any business enterprise.It is common for people to get into a venture and start spending before the business has actually taken off.Although there are basic items you need to purchase, track these expenditures right from the start.

The most important thing while starting a home business is to make a financial plan of costs and expenditures.It is very important to prioritize your expenditures.Figure out where money should be invested first and act accordingly.If you are not well informed and cautious regarding your income and expenses then the business could lead to loss.

Be careful with the expenditure but also allow space for your business to grow steadily.Business costs can be reduced by using articles and appliances that are already present in your home.Your current computer, printer and fax machine can become your key business equipment until you are in a position to buy new ones.Try to be innovative instead of hasty and careless and you will find yourself saving a lot of money.

Starting a home based business is very easy with all the resources available online.But it still takes careful planning and organization to make your home based business a success.

About the Author

Chris Simpson is dedicated to helping people find honest and legitimate work from home opportunities and home based business ideas.

Find legitimate work at home jobs and other great opportunities to make money at home today at: www.HomeNetPro.com

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The History of the Forex Markets, Sometimes Called the Currency Markets

Traders centuries ago often exchanged goods and services with other countries that utilized a different currency than there own, because of this a form of a currency exchange program has been in existence for an extremely long time.After all, what good does it do to come home with a form of money that nobody will accept?We will discuss the evolution of trading currencies from its root to the present time.In addition, trading in gold will be mention as well as the Bretton Woods Agreement.
Gold Exchange and its Interaction with the Bretton Woods Accord:

In 1967 an individual attempted to short the British Pound by taking out a loan from a United States bank.

Instead of in taking out the loan in US dollars he attempted to have it done in British Pound Sterling.The bank did not make the loan due to the wording of the accord called Bretton Woods.

The purpose of the pact was to help stop gambling that a currency would increase or decrease in value.Previous to this, currencies were backed up by a national governments holding of gold as a reserve.This practice provided confidence to the public, since they knew they could exchange there money for gold at any time.

But, it was a very inefficient economically maintaining such large amounts of assets not producing any economic benefit for society.In addition, it limited federal government's ability to expand the money supply and provide an economic stimulus to the country.

This governmental policy had server consequences on a nation's economy causing it to have wild swings between prosperity and recession.This would happen when countries gold reserves would decrease as it imported products that needed to be paid for with gold.Since the currency of a country was backed by the gold it held, as the gold reserves decreased so did the supply of money in the economy.This would have a negative effect on the prices of other commodities such as; corn, oil and sugar.

As these prices dropped other countries would then start buying them in massive amounts which were paid for in gold.Thus the gold reserves would increase and the money supply would follow.The effect on interest rates would be to decrease them and the economy would come out of the depressed period and start performing better.This pattern was continually repeated until World War One began and the trade between decreased due to logistical problems.

Due to the economic might of the United States after World War Two the US dollar increased in value verse the currencies of the European nations.Countries where not permitted to devalue there currencies over ten percent in an attempt to improve there economies through exports.Obviously, many nations have not adhered to this agreement; one only needs to look at China as an example of extreme currency manipulation in an effort to improve exports to the determent of there trading partners.

The Bretton Woods Accord was initiated after World War Two in an attempt to provide order and standardize the international currency markets.The principle reason for this was to maintain the value of a particular currency with in a narrow range, thus bringing a since of balance to the market as the countries could then exchange goods and have advanced knowledge of what value they would receive in return for there goods or services.

In 1971 the United States announced that a US dollar could no longer be exchanged for gold.This process freed up the worlds currency and permitted them to float on a free market and have there value determined by what investors where willing to pay for them.

The amount of funds being traded daily has increased significantly over the decades.From the billions in the 80's to the trillions today.The volume, speed and volatility of the markets has also increased rapidly with improved technology and the popularity of the internet.

The EURO Dollar Market Takes Off Like A Rocket:

This explosion was initially started by the Russians selling oil to the rest of the world and receiving US currency in exchange for there oil.

Since Russia was afraid of a potential conflict with the United States they started depositing there US dollars in banks outside of the control of the US government.When this happened huge amounts of US dollars where now in banks outside of the US.

Because of this the US government enacted laws restricting lending to non US citizens.Then a strange thing happened, US based companies realized there were sizeable amounts of US dollars outside of the US that they could borrow at very favorable rates, in fact they were much more competitive than the interest rates they were presently able to get from a US bank.

In the 1980's British banks began lending US dollars and because of this they have remained the number one market for US dollars outside of the US.In addition, because of there liberal laws and geographical location many countries around the world utilize London as a principle source of financing and Forex exchange.

About the Author

We have researched, tested and reviewed 100's of Forex Training Courses, Software Systems and Brokerage Firms.

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For the internets MOST comprehensive FREE Forex learning tools, which included 100's of FREE training articles and FREE tutorials check out FREE FOREX TRAINING.Good luck on the trading floor today!William R.Alheim, Jr., CPA, MA

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